Hello,Did you know that all lenders do a final “Credit Refresh” just before closing on a loan?This is a soft pull, so it doesn’t show new scores. It will, however, show any new activity
Fast Tips To Raise Your Credit Score To Purchase A HOME
Dated: May 17 2018
Views: 325
We often get asked what can I do? My score is so close? I get told no all the time? I need to move from this neighborhood? There is so much miscommunication out there. I am here to help you get the story straight!
SO, you can and will purchase a home in the next 30-90 days!
1. First where is your score at? Have you filed bankruptcy in the last 2 years? If the answer is no move to step2
2. Check your free credit report! Here
Are there any errors on it? (a JR or a SR if your names are the same) Items you have paid on that are not showing, creditors that are not even on there that you owe (for example you owe Lowe’s, and now it’s in another name) you can dispute that! Many other common mistakes contact us to hear more.
3. Is your score in that stuck bubble 500-600 and not moving? It may be time to get a secured credit card?
Do you know which one reports to all 3? It can raise your score 20-40 pts in as little as 45 days if used right! Sometimes pushing you over the edge to purchasing a home
4. Double Entries on your credit report, make sure only one item is listed and if any different you dispute it.
5. Don’t Change jobs or address this can often drop your credit score
6. Be on TIME! Set up a reminder and pay your bills on time. (sounds simple right) but life can get in the way get a simple app on your phone and set it 7 days in advance remind you! It’s the little things.
If you have not applied for a home mortgage yet, you may want to HERE
EVERYONE deserves a HOME!
http://yourexpertmortgageteam.com/apply
We offer several other tips to continue to grow your Credit this is just a snapshot!
Contact us Today
Ann Norton 330-412-9799
Josh Twitchell 330-412-7413
Ann Norton
I am dedicated to you! I will give you a 100% all of the time day or night! I will get you the house you want for the price you want! I will sell your house and get it done quickly! I think outside th....
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