Fast Tips To Raise Your Credit Score To Purchase A HOME

Dated: 05/17/2018

Views: 193

 

We often get asked what can I do? My score is so close? I get told no all the time? I need to move from this neighborhood? There is so much miscommunication out there.  I am here to help you get the story straight!

SO, you can and will purchase a home in the next 30-90 days!

Image title

1.  First where is your score at? Have you filed bankruptcy in the last 2 years? If the answer is no move to step2

2.  Check your free credit report! Here

Are there any errors on it? (a JR or a SR if your names are the same) Items you have paid on that are not showing, creditors that are not even on there that you owe (for example you owe Lowe’s, and now it’s in another name) you can dispute that! Many other common mistakes contact us to hear more.

3.  Is your score in that stuck bubble 500-600 and not moving? It may be time to get a secured credit card?

Do you know which one reports to all 3? It can raise your score 20-40 pts in as little as 45 days if used right! Sometimes pushing you over the edge to purchasing a home

4.  Double Entries on your credit report, make sure only one item is listed and if any different you dispute it.

5.  Don’t Change jobs or address this can often drop your credit score

6.  Be on TIME!  Set up a reminder and pay your bills on time. (sounds simple right) but life can get in the way get a simple app on your phone and set it 7 days in advance remind you! It’s the little things.                                                                         

If you have not applied for a home mortgage yet, you may want to HERE

EVERYONE deserves a HOME!

http://yourexpertmortgageteam.com/apply 

Image title


We offer several other tips to continue to grow your Credit this is just a snapshot!

 Contact us Today

Ann Norton 330-412-9799

Josh Twitchell 330-412-7413


Blog author image

Ann Norton

I am dedicated to you! I will give you a 100% all of the time day or night! I will get you the house you want for the price you want! I will sell your house and get it done quickly! I think outside th....

Latest Blog Posts

What Home Improvement Pays Out The MOST Which Should I Do First

What Home Improvement should you do? What has the highest PAYOUTS?When your going to remodel it helps to know what Pays the most in HOME  REPAIRS!Most of all have fun, do it slow, and as you!

Read More

Stark And Summit Counties Open Houses

Check back often, as the list is updated up to the minute. Don't see that house you are eyeballing? I can get you through it for a private showing.  Click the specific county you are looking

Read More

Quick Tips What Do I Look For When I Am Viewing A Home

Quick Tips for When You go to view a HOME!1. Walk through the entire House to get a feel for the layout.(do you think you need to make many changes? Is thereenough space?2. Check the

Read More

Storage Garages Sheds And Land Oh My Find Them Here On This Stark County Search On The CHEAP

Are you looking for the most bang for your buck? Do you want a big GARAGE? Barn? Or SHED? These Properties all have that and MORE!Stark County Homes with at least 2+ garages, or a shed, or barn!

Read More