Hello,Did you know that all lenders do a final “Credit Refresh” just before closing on a loan?This is a soft pull, so it doesn’t show new scores. It will, however, show any new activity
Fixing Your Credit To Buy A Home
Dated: March 20 2018
Look at your Credit File:
Important to make sure what is on there so you know what you’re working with!
Do not Change Jobs! Or Addresses:
Changing job or addresses can lower your credit score!
Set up a calendar to remind you to pay your bills (on time).
Don’t be Debtless:
Sign up for a credit card with a small limit (keep it around 20-30% of the balance some good ones found here) www.creditcards.com make your payments on time! Paying off card can sometimes hurt your score also so consult your Expert Lender!
Don’t be a Credit Junkie:
Too many recent credit application can cost a lot of points!
Monitor your credit:
Places like these are FREE but…
Keep in mind that your score can be off by 20- 30 pts by what a lender or underwriter actually needs you to be at!
This is a great tool when you get to that magic number then our Expert lender can get you on the path to HOME OWNERSHIP together we GET THE JOB DONE!
As always feel free to call with any questions
Ann Norton Homes by Ann Inc.
I am dedicated to you! I will give you a 100% all of the time day or night! I will get you the house you want for the price you want! I will sell your house and get it done quickly! I think outside th....
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