Hello,Did you know that all lenders do a final “Credit Refresh” just before closing on a loan?This is a soft pull, so it doesn’t show new scores. It will, however, show any new activity
Fixing Your Credit To Buy A Home
Dated: March 20 2018
Views: 315
Look at your Credit File:
Important to make sure what is on there so you know what you’re working with!
https://www.annualcreditreport.com/
Do not Change Jobs! Or Addresses:
Changing job or addresses can lower your credit score!
Punctuality:
Set up a calendar to remind you to pay your bills (on time).
Don’t be Debtless:
Sign up for a credit card with a small limit (keep it around 20-30% of the balance some good ones found here) www.creditcards.com make your payments on time! Paying off card can sometimes hurt your score also so consult your Expert Lender!
Don’t be a Credit Junkie:
Too many recent credit application can cost a lot of points!
Monitor your credit:
Places like these are FREE but…
Keep in mind that your score can be off by 20- 30 pts by what a lender or underwriter actually needs you to be at!
This is a great tool when you get to that magic number then our Expert lender can get you on the path to HOME OWNERSHIP together we GET THE JOB DONE!
https://www.creditkarma.com
As always feel free to call with any questions
Ann Norton Homes by Ann Inc.
330-412-9799
Ann Norton
I am dedicated to you! I will give you a 100% all of the time day or night! I will get you the house you want for the price you want! I will sell your house and get it done quickly! I think outside th....
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